Many T15 high earners still experience anxiety as they approach retirement, and some even face financial strain despite their substantial income. The core issue is often not how much they earn, but
《高薪族为何仍难安心退休？——T15常见的六大财务规划陷阱》 Read More »
为什么仍有不少T15高薪族在临近退休时感到焦虑，甚至面临财务紧张？
关键问题并不是“赚得不够多”，而是
Why a Seven-Figure Salary Still Isn’t Enough to Retire Comfortably? Read More »
In many people’s minds, earning a seven-figure annual salary is almost synonymous with financial freedom. Yet reality often proves otherwise. A high income, by itself, does not guarantee a worry-free retirement.
《年薪一百万，为什么依然无法安心退休？》 Read More »
在多数人的想象中，年薪一百万，几乎等同于“财务自由的入场券”。但现实往往更残酷。收入高，并不等于退休无忧。
Why Do People in Their Thirties Feel More Anxious as Their Income Increases? Read More »
For many working adults, a monthly income of 20k represents a major milestone, a level that often takes years of effort to reach. Logically, it should bring a sense of security. Yet in reality, many people who achieve this income feel more anxious than ever.
For many Malaysians in their 30s, life is moving fast. Careers are progressing, families are growing, and financial responsibilities are increasing. At the same time, rising living costs, healthcare expenses, and economic uncertainty are making long-term financial security a growing concern.
《三十加族群的理财规划：为长期稳健与安心未来打好基础》 Read More »
对许多三十多岁的马来西亚职场人士而言，人生正处于高速前进阶段。事业逐步稳定、家庭责任增加，而生活成本、医疗支出与经济不确定性，也让长期财务安全成为越来越重要的课题。
《个人财富不是靠收入堆出来的，是靠没花的钱堆出来的》 Read More »
在开始走向财富自由之前，我们需要先认清，真正财富的拥有者并不在于你的收入的多寡或者是你有多么聪明，而在于
Your wealth is not determined by your income or your intelligence. It’s determined by
